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Complete Home Protection
Homeowners Insurance, That Has You Covered.
Whether you are buying or protecting your home, Alex AI makes insurance easy. Rates starting at $130/mo.
Prior insurance detectedVerified via Alex AI smart system
Verified NetworkOur Partners
Your Coverages
Comprehensive coverage solutions
Damage to the house
Protection against damage from fire, storms, and other covered events.
Personal property inside
Coverage for your belongings inside the house, such as furniture and electronics.
Liability protection
Protects you against lawsuits for bodily injury or property damage that you or family members cause.
Temporary living expenses
Helps cover the cost of temporary housing if your rental becomes uninhabitable due to a covered event.
Optional add-ons
Customize your coverage with options for electronics, jewelry, and more.
Insurance engineered for
speed and precision.
We replaced legacy paperwork with intelligence. Experience the perfect balance of algorithmic pricing and dedicated human expertise.
AI-Powered
We analyze your needs to recommend the best coverage.
Lender Approved
Meets all mortgage requirements.
Fast & Modern
Get a quote with minimal info in minutes.
Concierge Support
Complex claims handled by licensed humans, not chatbots.
Get My Rate Secure & Verified
Arantxa M.
Verified User"Bound a policy in under 3 minutes! ⚡️"
"I honestly didn't think getting homeowners insurance could be this fast. I downloaded the Alex AI app, answered a few questions about my property, and the AI generated a custom quote instantly. No phone calls, no waiting on hold. The interface is super clean and modern. This is how insurance should be in 2026."
"I was hesitant to try an 'Insurtech' because I didn't want to talk to a robot when things go wrong. Alex AI is different. The app handled my quote in seconds (super impressive tech!), but then my agent, Sarah, personally reached out to walk me through the details. She wasn't just reading a script; she actually cared about getting my coverage right. It’s the perfect balance."
"We had a pipe burst at 2 AM. The Alex system was incredible—I filed the claim instantly on my phone without waiting on hold. But what really mattered was that my dedicated agent called me first thing in the morning just to ask, 'Are you guys okay?' You can’t code that kind of empathy. The claim was paid fast, but the kindness is why I’m staying."
"I love that I can text my agent and get an instant reply, but I also love that their system monitors my policy. The AI flagged that my home value had increased, and my agent proactively set up a quick Zoom call to adjust my limits so I wouldn't be underinsured. It feels like they are always looking out for me."
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We're here 24/7Real help, right away.
What does homeowners insurance typically cover?
Coverage usually includes:
• The structure of your home (walls, roof, floor, etc.).
• Personal belongings inside the home.
• Liability (injuries or property damage to others).
• Additional living expenses if your home becomes unlivable.
• Optional protections (flood, earthquake, umbrella policies, etc.).
All policies can be bundled for maximum efficiency and savings.
Is homeowners insurance required?
If you have a mortgage, yes—your lender will require it. Even if you own your home outright, it's highly recommended to protect your asset from unexpected disasters.
Why get insurance through Alex AI?
We shop around for you. We pull quotes from top-rated insurers and help you compare coverage, pricing, and features so you get the best deal with less effort.
Can I bundle home and auto?
Definitely. Many of our partner insurers offer bundle discounts, and Alex AI automatically checks for those to help you save even more.